The Note House

Real Estate Bubble 2013-2016

The Note House LLC is a premiere nationally recognized purchaser of commercial and residential mortgage notes and REOs. Dedicated to simplifying the process of complex real estate transactions, The Note House team relies on in-depth market research and its combined experiences to ensure that each transaction is streamlined resulting in a win-win for all parties involved. For more information, visit: www.thenotehouse.us

The Note House

Clearwater, Fl. April 30th, 2013 — In the wake of the inventory shortages in the South Florida market, particularly multifamily properties, The Note House continues to leverage its trading relationships with multibillion dollar financial institutions around the world to purchase distressed notes in foreclosure in one of the hottest markets in nation.

“Inventory of distressed deals is running low in many markets because banks are holding distressed mortgages and foreclosures off the market in an attempt to boost prices”, said Fabian Calvo, President and founder of the private equity real estate investment fund. “Our ability to continue to find these types of properties and opportunities speaks to our professionalism and influence in this industry.”

According to the most recent Case Shiller Composite, a report that tracks housing prices in the nation’s top real estate markets, Miami saw double digit growth from February 2012 to February 2013.

Over the last year The Note House has bought and sold just under ten million dollars in non performing mortgage debt or distressed properties in the South Florida market. “South Florida is influenced in a big way by investors not just from the states but also from the international community. It’s a great market to invest in if you can access the right type of inventory and buy below market value. Buying the distressed debt gives us the ability to tap a market with high investor demand” said Calvo.

The Note House is one of the nation’s premier buyers and sells of non performing distressed mortgage loans and REO properties nationwide for sale. Fabian Calvo is also president of the Resourceful Real Estate Academy which provides individuals around the world real estate mentoring and training. For more information visit:

www.resourcefulrealestateacademy.com

The Note House

What does Quantitative Easing have to do with Real Estate Markets? EVERYTHING!

The Note House LLC is a premiere nationally recognized purchaser of commercial and residential mortgage notes and REOs. Dedicated to simplifying the process of complex real estate transactions, The Note House team relies on in-depth market research and its combined experiences to ensure that each transaction is streamlined resulting in a win-win for all parties involved. For more information, visit: www.thenotehouse.us

The Note House

What’s the one thing that all investors need to know regardless of what asset class you invest in, real estate, stocks, gold,etc?

The Note House LLC is a premiere nationally recognized purchaser of commercial and residential mortgage notes and REOs. Dedicated to simplifying the process of complex real estate transactions, The Note House team relies on in-depth market research and its combined experiences to ensure that each transaction is streamlined resulting in a win-win for all parties involved. For more information, visit: www.thenotehouse.us

The Note House

Fabian Calvo busts 7 myths about real estate investing.

The Note House LLC is a premiere nationally recognized purchaser of commercial and residential mortgage notes and REOs. Dedicated to simplifying the process of complex real estate transactions, The Note House team relies on in-depth market research and its combined experiences to ensure that each transaction is streamlined resulting in a win-win for all parties involved. For more information, visit: www.thenotehouse.us

The Note House

Shocking Micro Documentary Film from Real Estate Entrepreneur Fabian Calvo Exposes the Risks and Opportunities Hidden Within Current Housing Market

New York, NY., Mar. 22th, 2013 — In the wake of the epic collapse of the real estate market in 2008, pundits and analysts are now announcing that a housing recovery is underway. However, it may be too soon to break out the champagne. Fabian Calvo, president of the real estate private equity firm The Note House, is sounding a revealing note of caution. With the coming release of his new micro documentary film, “House Of Cards, Real Estates Big Secret”, Calvo seeks out the truth behind the so-called real estate market recovery. What he has uncovered is that the market continues to be driven by artificial factors manipulating the market. That being said, Calvo believes this is a once in a lifetime opportunity that beginner to average investors can still take advantage of and if successful walk away with considerable profits for little or no upfront investment. To the chagrin of Wall Street Hedge Funds and big banks Calvo exposes the secrets of how to tap into what he calls “trillions of dollars in opportunity” with his Resourceful Real Estate Academy, a six-hour audio training course that covers step by step how to invest in the trillions of dollars of toxic bank debt and properties in today’s rapidly changing economy.

“The Federal Reserve, large financial institutions, government agencies and the media have conspired to steadily drive home prices back up similar to what you see in stock pump and dump schemes,” said Calvo. “There’s a buying frenzy going on, but rest assured when these large financial institutions start dumping assets these prices won’t last. Right now is really a once in lifetime opportunity for individual investors looking to make money in this market without ever having to leave home.”

In the film Calvo explains that many of the market conditions that led to the initial real estate bubble are still in place. Furthermore, large hedge funds and private equity firms that have historically stayed out of real estate are suddenly buying up distressed properties by the boatload, in some markets up to 50% to 70% of sales are cash investors–a sure sign that managers see a fleeting but lucrative opportunity. These institutions will realize significant profits while the thousand plus FDIC troubled banks in America will seize an opportunity to clear their balance sheets of the remaining trillions in toxic debt and bank owned real estate.

Nevertheless, Calvo is bullish on real estate, seeing great potential within this market for the educated investor in the next 24 to 48 months. His firm, The Note House, has been actively involved in the market for years, earning healthy returns regardless of economic conditions. The Resourceful Real Estate Academy audio training course details how individuals can buy and sell properties with no money out of pocket, no credit, no risk and no real estate license. Calvo professes that within every market there is opportunity, so long as one clearly understands both the fundamentals and the dynamics of the market.

“Big banks and hedge funds should not be the only ones to profit from today’s inflationary market,” argues Calvo. “The Resourceful Real Estate Academy teaches anyone how to become a calculating real estate investor in only 30 days. There’s trillions of dollars in shadow inventory consisting of distressed mortgages and properties lurking in the market, just waiting to be snatched up. If you want to learn how my firm taps into that inventory I can show you”

“House of Cards, Real Estates Big Secret” is being released Friday, March 22, 2013. See it at http://www.youtube.com/watch?v=VbxLmxkjvJE

About Fabian Calvo

Fabian Calvo is the founder and President of the real estate investment firm The Note House and creator of the Resourceful Real Estate Academy. He is also creator of the economic forecasting and current events YouTube channel Fabian4Liberty, which has over 2.6 million views and over 14,700 subscribers. Fabian is known as a speaker, film maker, economic forecaster, and teacher.

Since 2002, Calvo has been investing in real estate. In the last ten years he has closed thousands of transaction and hundreds of millions in purchases and sales. Today he is a recognized expert appearing on top 50 radio stations across the country to speak about the art of resourceful real estate investing and current real estate trends.

Contact:

Fabian Calvo
727-423-1872
fabian@thenotehouse.us
http://www.thenotehouse.us/
http://www.resourcefulrealestateacademy.com/

The Note House

President and founder of The Note House Fabian Calvo explained that the firm recently bought a distressed non performing multifamily mortgage note from an undisclosed multibillion dollar global financial institution. The transaction closed in January, 2013. The collateral consisted of an 18 unit apartment complex in the city of North Miami, Florida.

“The Note House has been able to continue to take advantage of the non performing mortgage note market as well as strengthen our relationships with our trading partners across the globe. Our investors are very happy with the 12% plus returns we continue to offer on deals just like these,” said Calvo.

Calvo added, “We continue to grow rapidly and attract investment capital from around the world. Our in house economic forecasting predicts a continued opportunity in the distressed discounted residential and commercial notes asset class for years to come. This is an excellent time for investors to invest in an asset class where you can buy at a significant discount and have real collateral backing your investments. Unless someone is trading stock options, I can’t think of another asset class with yields in the double digits in just a few months”.

The Note House also announced it is currently contracting another ten million in defaulted and performing multifamily notes in Florida and California for scheduled closings in April.

The Note House LLC is a premiere nationally recognized purchaser of commercial and residential mortgage notes and REOs. Dedicated to simplifying the process of complex real estate transactions, The Note House team relies on in-depth market research and its combined experiences to ensure that each transaction is streamlined resulting in a win-win for all parties involved. For more information, visit: www.thenotehouse.us

The Note House

Just think about my description about what a pump and dump really is. Doesn’t it sound all too familiar to what happened in the housing boom and then bust just about 5 years ago? And although it sounds similar to a pump and dump the last housing bubble I think was more organic in nature. What I mean is that the last housing bubble was caused because of government policies, Federal Reserve policies, and lastly big bank policies. These three players created the boom, and then created the bust. Of course the punch drunk investors and first time home buyers, and everyone else who used their real estate like an ATM, was to blame for the bust as well. At the end of the day it does come down to personal responsibility, doesn’t it?

I think the real estate market today has all the signs of a pump and dump. And this isn’t just a stock; this is the entire U.S. housing market! Sound crazy? Well some of our so called government leaders and some of the ego maniacs over the Federal Reserve and big banks are more than willing to move forward with a pump and dump of this scale. This is Enron, only a TRILLION times worse.

So why do I think there is a pump and dump underway? Well, let me present my theory. For starters we have multibillion dollar financial institutions and investors that usually have not been real estate investors jumping into the market in a BIG way. Take for example John Paulson, who runs one of the largest hedge funds in the world. Not only did he move almost half of his position into gold, over the last year he has purchased over 25,000 single family residential lots in California and Colorado. Warren Buffet is another very well connected investor who last August revealed he is investing big into the U.S. real estate market. News of this was blaring all over the media and was used as a sign that the housing market was now healing. But wait, what about the trillions still out there in toxic debt? Forget about it. IT’S HEALING! Blackstone group is another big firm that in the last year has purchased over two billion dollars’ worth of residential homes in markets like Tampa and Atlanta. These are just a few of the firms that come to mind. As someone who is an active investor in many metro markets across the country, I can tell you that the BIG money is pouring into real estate.

Now, what does all this money have in common, or at least most of it? Well, many of the players that run these firms have deep connections at the big banks and Federal Reserve. Perhaps they know what you and I already know which is that the Federal Reserve CANNOT raise interest in this climate. If it does that, the housing market would suffer as would the overall economy. After all, this is an economy that is fueled by cheap money and credit, the tell-tale signs of an end road scenario. So big money investors with contacts at the FED that haven’t historically been real estate investors are getting into the market big time. That alone doesn’t really send my spider sense into overload but it doesn’t just end there.

The Federal Reserve is doing everything they can to raise home prices. Not only are they keeping interest rates artificially low, they are also buying over forty billion dollars’ worth of mortgage backed securities. Between you and me, I think the number is MUCH larger and the FED is likely buying MBS from European banks as well who have yet to recapitalize their banks. Bernanke already revealed in past congressional testimony that he was helping bail out European banks. To think it is still not underway is simply not dealing with reality. Remember, this is the same guy who promised, and claimed under oath before congress, that he would never monetize the debt. Liar, Liar pants on fire. The FED is clearly pulling out all the stops to create another housing bubble as is the Federal Government. Last year they purchased over 95% of all newly originated loans. In addition, FHA in the last year has started up the low down payment loans, and in my opinion they will likely really kick start no money down loans after the midterm elections.

However, before the FEDs pour gas on the fire and really create another housing boom, they need the help from two more players. Big banks and the media. Big banks are clearly suppressing inventory from the market. Again, as someone who is on the front lines of this market I have seen firsthand big banks holding back inventory and even suspending foreclosures. Because U.S. banks still have trillions of dollars in toxic loans on their books, they need to do everything they can to raise the price of real estate. If they had to mark to market their assets today many more banks would go bankrupt. Technically these Zombie banks are already bankrupt. However, because of the cheap lines of credit and bailouts from the FED’s they are able to remain open for business.

The last culprit is the media. No longer the watchdog, they have become the lapdog of the establishment. Promoting whatever lies and propaganda the government or big banks tell them. Case in point is the so called housing recovery. Are asset prices going up? Yes. Are foreclosures going down somewhat? Yes. However what they fail to tell you is that the main driver of this is the manipulation at the hands of the big banks, the Federal Reserve, and the big money financial institutions. I have yet to hear someone on T.V. or radio, except for me that is, inform the public that in many major metro markets 50% to 70% of all sales are from cash investors. Many of them big financial institutions. So the media is doing their job to promote real estate and prop up prices that helps the overall pump and dump.

So to recap, we have the Federal Reserve propping up prices and providing a life line to big banks so they don’t go broke. We have the big money investors pouring money into these markets. We have the federal government starting up the low equity down payment loans. And lastly we have the media promoting the “Real Estate Revival”.

In my opinion this is a HUGE pump and dump rather than the free market dictating the rise and fall of asset prices as well how the capital flows into the market. What all these institutions know is the following. Buy all the real estate you can now, hold the real estate for about 36 to 48 months while banks and the feds starting handing out no money down loans like candy and the novice investors that do not understand the drivers of real estate start playing Donald Trump again. Once prices are pumped to levels that resemble 2006-2007 these big players will start to dump homes and properties onto the unsuspecting shoe shine boy. Pretty brilliant plan, isn’t it? I mean Dr. Evil couldn’t come up with this. Not only will this allow these players to make a boat load of money it will also allow U.S. banks to sell their toxic debt into a market that is appreciating in price meaning the hit to their balance sheet will be minimal. In fact it will probably result in a profit.

What can the average investor do? I often tell my coaching clients and regular clients that knowing these circumstances means I have changed my time horizons. The investor that tells you they are holding long term usually doesn’t understand the business cycle or financial markets. I suggest you hold for a short time frame, 12 to 36, maybe 48 months. Getting in and out of deals is best and that is exactly what my firm does almost daily. This pump and dump will be HUGE and it also spells a HUGE opportunity for the educated investor.

If you are interested in learning more about the real estate markets and how you can tap into what I call the trillion dollar opportunity check out www.resourcefulrealestateacademy.com

The Note House LLC is a premiere nationally recognized purchaser of commercial and residential mortgage notes and REOs. Dedicated to simplifying the process of complex real estate transactions, The Note House team relies on in-depth market research and its combined experiences to ensure that each transaction is streamlined resulting in a win-win for all parties involved. For more information, visit: www.thenotehouse.us

The Note House

The Note House LLC is a premiere nationally recognized purchaser of commercial and residential mortgage notes and REOs. Dedicated to simplifying the process of complex real estate transactions, The Note House team relies on in-depth market research and its combined experiences to ensure that each transaction is streamlined resulting in a win-win for all parties involved. For more information, visit: www.thenotehouse.us

The Note House