About Us

The Note House is one of the premier buyers and sellers of distressed residential and commercial non performing loans and REOs in the nation. We take pride in producing returns of 12% plus for investors interested in buying discounted notes nationwide of specific markets and investments like Los Angeles REOs or Atlanta non performing loans, etc. From start to finish, we’ll meet and exceed your expectations through professional, prompt and concise communication.

The purchase of discounted residential and commercial notes and REO deals nationwide is our specialization, and we are dedicated to simplifying the process of these sometimes complex transactions. The Note House works with hundreds of trading partners to obtain our inventory of discounted notes and bank owned properties. From Florida REOs to discounted mortgage notes in Arizona we have the ability to purchase large bundles of both notes and REOs and help create the type of REO and discounted note portfolio you want.

Our team of experienced analyst and distressed notes and real estate investment specialist rely on our in-depth market research as well as our combined experiences to ensure that each discounted note sale transaction is a smooth process that creates a “win-win” for all of the parties involved.

From Real Estate Investing to financing pools of REO nationwide, our backgrounds mesh perfectly together, creating today’s ever evolving and efficient company. The Note House currently purchases discounted residential and commercial mortgage notes nationwide with offices in Los Angeles and the greater Tampa Bay area. Feel free to call us today at 1-800-380-8193 or email us at info@thenotehouse.usfor more information.


Why choose us?

Our company prides itself on these qualities:

  • Professionalism
  • Experience in buying and selling residential and commercial discounted notes and REOs nationwide
  • Fast, Courteous Service on which you can rely
  • In-Depth Market Knowledge about bank owned properties in the hottest markets and discounted notes nationwide
  • Hundreds of trading partners worldwide providing us access to large quantities of discounted mortgage notes and pools of REOs for sale nationwide


Meet the Team

Experience is by industry achieved, And perfected by the swift course of time. – William Shakespeare


Fabian Calvo, fabian@thenotehouse.us

Prior to creating The Note House, Fabian Calvo was the owner and operator of Calvo Management International, Inc., a full service real estate investment firm with over $20,000,000 in assets under its management. Specializing in global financial markets and distressed residential and commercial notes acquisitions, Fabian has been involved in hundreds of real estate transactions over the last 10 years. He directly oversaw loan origination, market analysis of each deal, and put in place the assets entry and exit plans.

From 2008 to 2012, Fabian worked loss mitigations and loan sales with every major lender nationwide and dozens of local banks nationwide. Since 2001, Fabian has owned and operated dozens of single-asset entities that have operated deals throughout the nation. Fabian has high-level knowledge of commercial real estate markets, discounted mortgage notes and REOs, monetary policy, and both microeconomics and macroeconomics.

His understanding of the greater economic and geo political picture helps The Note House focus their investments on trending opportunities that will provide the firm’s equity investors maximum returns in the world of discounted residential and commercial notes as well as bank owned properties REO nationwide.


Luis Piamba, luis@thenotehouse.us

Luis oversees property management activities at The Note House, participates in strategic planning for acquisitions, and works closely with Mr. Calvo.

With over 10 years of experience on both sides of real estate transactions, his ability to identify untapped opportunities, combined with his expertise in maximizing the potential value in rehab properties, remain fundamental in the company’s growth.

He has worked as an property management specialist focusing on distressed properties and for major mortgage lenders.


Christiaan Carrillo, christiaan.carrillo@thenotehouse.us

In 2002 Christiaan Carrillo left the telecommunications industry where he had worked for 10 years as a defense contractor for Northrop Grumman and started to buy single family residential properties in Phoenix, AZ. He then created his own seminar company teaching investors how to capitalize on the growing Phoenix real estate market.

Then from 2004 through 2010 Christiaan oversaw business development by managing investor relations with a newly formed company whose business model was on the development of raw land for single family residences.

In 2010 Christiaan saw the opportunity to buy trustee sale properties as a result of the housing market collapse and again starting teaching investors through his seminars how to acquire Phoenix, AZ real estate.

A common theme that you’ll find with Christiaan is his desire to support and share with others about the possibilities of creating wealth through real estate. He is always eager to share his knowledge and contacts and is committed to supporting others in achieving financial abundance.

Christiaan is eager about this next stage in his career with the opportunity to learn, serve and contribute to the efforts of Fabian Calvo and Robert Castro with The Note House.


John Bloomer, john@thenotehouse.us

Prior to joining The Note House, John served as Real Estate Division Manager at a nationwide auction house. Specializing in acquiring distressed residential properties, discounted REOs and fractured condo projects, John oversaw the dramatic growth of the business.

From 2008 to 2011, John was involved in over 2,500 transactions totaling over $100 million in value of REOs and bank owned properties nationwide. He developed real estate experience as an acquisitions analyst for a private investment firm in St. Petersburg. Prior to that, he served as an Account Executive for a major wholesale lender. John earned his bachelor’s degree in Financial Economics from Millersville University.